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UnitedHealth Group Incorporated

UNHNYSE
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Alpha Score BreakdownHow it works →

Alpha Score of 36 reflects weak overall profile with weak value, weak quality, moderate sentiment. Based on 3 of 4 signals – score is capped at 90 until remaining data ingests.

Momentum
no data
Value
35
Weak
Quality
36
Weak
Sentiment
50
Weak
Key StatisticsUpdated Sep 1
P/E Ratio
25.63
Forward P/E
PEG Ratio
EPS (TTM)
15.55
Dividend Yield
1.37%
Beta
0.61
Revenue (TTM)
Net Margin
3.14%
ROE
14.40%
Debt / Equity
0.83
52W High
$461.62
52W Low
$255.97
Daily CommentaryAI-written, data-grounded

UnitedHealth slides on earnings drop as medical costs pressure margins

Sep 21, 2026

UnitedHealth Group fell as the company reported a 32.7% decline in EPS from a year ago, with net margins shrinking to 3.1%. Revenue grew 6.5%, but rising medical costs ate into profitability. The stock now trades at 25.6 times earnings, below its five-year average. UNH shares sit near the lower end of their 52-week range, about 32% below the January high of $461.62. The Alpha Score of 35.7 reflects weak momentum and middling value and quality scores; sentiment at 50 sits exactly neutral. Investors will watch next quarter's medical cost ratio for signs of stabilization in the commercial and Medicare Advantage segments.

UNH slips as EPS slide widens, margin pressure persists

Sep 18, 2026

UnitedHealth Group (UNH) traded lower Monday, with the stock sitting well off its 52-week high of $461.62 and near the lower half of its range. The stock carries a P/E of 25.63 against trailing EPS of $15.55, but the earnings picture has deteriorated sharply: EPS fell 32.7% year over year even as revenue grew 6.5%. Net margin compressed to 3.1%, a thin level for a company of this scale. The Alpha Score sits at 35.7, with value and quality sub-scores nearly identical at 35.2 and 35.9, while momentum is null. Sentiment reads 50, a neutral midpoint. The divergence between top-line growth and bottom-line collapse points to cost pressure or one-time charges, not a demand problem. Watch next week's managed-care utilization data and any update on the company's insurance segment, which will determine whether margin stabilizes or erodes further.

UnitedHealth's profit slide and margin squeeze test the stock's 52-week range

Sep 17, 2026

UnitedHealth Group (UNH) reported a 32.7% year-over-year drop in EPS to $15.55, while revenue grew 6.5%. Net margin compressed to 3.1%, a sharp retreat from prior-year levels. The stock sits near the lower end of its 52-week range at $255.97-$461.62, trading at 25.63 times trailing earnings. The Alpha Score of 35.7 reflects weak momentum and value (35.2) and quality (35.9) sub-scores, with sentiment at 50. The earnings decline outpaces the revenue slowdown, pointing to cost pressures in the insurance and care-delivery segments. Management didn't offer a revised outlook on the call, leaving investors to weigh whether the margin trough is in. Watch the next quarterly enrollment update and any commentary on medical cost trends, which will determine if the current valuation holds.

UnitedHealth EPS drops 32.7% as revenue grows 6.5%; Alpha Score at 35.7

Sep 16, 2026

UnitedHealth Group shares trade near the lower end of their 52-week range after the company reported a 32.7% decline in EPS year-over-year, despite a 6.5% revenue increase. Net margin slipped to 3.1%. The stock's Alpha Score of 35.7 reflects weak momentum (null), value at 35.2, and quality at 35.9, while sentiment holds at 50. The P/E of 25.63 remains elevated relative to the earnings contraction. Investors will watch for margin recovery and guidance in the next quarterly report.

UnitedHealth's earnings drop drags on valuation, sentiment holds steady

Sep 15, 2026

UnitedHealth shares trade near the middle of their 52-week range after EPS fell 32.7% year-over-year to $15.55, cutting net margin to 3.1%. Revenue grew 6.5% but that did not offset the profit decline. The P/E of 25.63 is elevated relative to the earnings base. Alpha Score sits at 35.7, with sentiment the highest sub-score at 50 and momentum effectively flat. The medical cost ratio will be the key metric when the company reports next quarter, as investors gauge whether margin pressure is stabilizing or worsening.

SEC Filings DigestLatest 4
8-KMar 9, 2026SEC.gov →

UnitedHealth Group Announces Participation in Upcoming Barclays Global Healthcare Conference Presentation

UnitedHealth Group Incorporated filed an 8-K on March 9, 2026, to provide notice of its participation in the Barclays 28th Annual Global Healthcare Conference. The company stated that senior leadership will engage in an interview format to discuss corporate strategy, current market positions, recent financial results, and expectations for its end markets. The presentation is scheduled for Tuesday, March 10, 2026, at 11:30 a.m. Eastern Time. The company will provide a live audio webcast of the session through the Investor Relations section of its corporate website. In accordance with Regulation FD, the company noted that the information provided in this filing is for disclosure purposes and is not deemed filed under the Securities Exchange Act of 1934.

Material changes
  • UnitedHealth Group leadership to present at Barclays 28th Annual Global Healthcare Conference.
  • Presentation scheduled for March 10, 2026, at 11:30 a.m. Eastern Time.
  • Management to discuss company strategy, market positions, and recent financial results.
  • Discussion will include outlook and expectations for company end markets.
  • Live audio webcast to be hosted on the company investor relations website.
8-KMar 2, 2026SEC.gov →

UnitedHealth Group Appoints Dennis Stankiewicz as Chief Accounting Officer Effective March 2026

UnitedHealth Group Incorporated filed an 8-K report on March 2, 2026, to announce leadership changes within its executive accounting and finance departments. Effective March 2, 2026, the Board of Directors appointed Dennis Stankiewicz as the company's Chief Accounting Officer. Stankiewicz, 48, has been with UnitedHealth Group since 2016 and will retain his current responsibilities as Corporate Controller. Prior to his tenure at the company, Stankiewicz served as a partner at Deloitte & Touche, LLP and possesses over 24 years of professional experience. In connection with his appointment, the Compensation and Human Resources Committee established a new compensation package for Stankiewicz. This includes an annual base salary of $550,000 and participation in the company's incentive compensation plans. His target annual cash bonus is set at 85% of his base salary, supplemented by annual and long-term stock-based awards commensurate with his role. The agreement also provides for severance benefits equal to one times his base salary in the event of termination without cause, subject to non-compete provisions. Tom Roos, who held the position of Chief Accounting Officer since August 2015, is transitioning to a new role within the organization. Effective March 2, 2026, Roos will serve as the Chief Financial Officer of Optum Insight. The filing confirms that Stankiewicz has no reportable conflicts of interest or transactions with the company under Item 404(a) of Regulation S-K.

Material changes
  • Dennis Stankiewicz appointed as Chief Accounting Officer effective March 2, 2026.
  • Stankiewicz retains his existing role as Corporate Controller.
  • Tom Roos transitions from Chief Accounting Officer to CFO of Optum Insight.
  • Stankiewicz granted $550,000 base salary and 85% annual cash bonus target.
  • Severance package established for Stankiewicz equal to one times base salary.
10-KMar 2, 2026SEC.gov →

UnitedHealth Group 10-K Filing Details Financial Position and Operational Restructuring for 2025

UnitedHealth Group Incorporated filed its 10-K for the fiscal year ending December 31, 2025. The filing outlines the company's consolidated financial position, including detailed breakdowns of its primary business segments: UnitedHealthcare, OptumHealth, OptumInsight, and OptumRx. The report highlights ongoing financial activities, including the management of long-term debt obligations, various notes due between 2026 and 2049, and the valuation of intangible assets. Management disclosed specific charges related to restructuring and other actions, including real estate rationalization and workplace reductions, as well as contractual reassessments. The company also recorded reserves for anticipated future losses on certain contracts and recognized net valuation losses on equity securities. The filing provides comprehensive data on fair value measurements for debt securities and long-term debt, categorized by input levels. The company continues to manage pharmaceutical manufacturer rebates receivable and maintains various insurance product lines. The document serves as the formal annual record of the company's assets, liabilities, and equity adjustments, reflecting the operational shifts and financial strategies employed throughout the 2025 fiscal year.

Material changes
  • Recognized charges for real estate rationalization and workplace reductions.
  • Established reserves for anticipated future losses on specific contracts.
  • Recorded net valuation losses on equity securities.
  • Updated fair value measurements for long-term debt and debt securities.
  • Continued management of pharmaceutical manufacturer rebates receivable.
8-KFeb 25, 2026SEC.gov →

UnitedHealth Group Amends Stock Option Terms for Director Stephen Hemsley

On February 23, 2026, the Compensation and Human Resources Committee of the UnitedHealth Group Incorporated Board of Directors approved an amendment to a stock option grant previously awarded to Stephen Hemsley on May 14, 2025. The primary change to the compensation agreement involves the addition of a mandatory share holding requirement. Under the revised terms, Mr. Hemsley is required to hold any net shares acquired through the exercise of the stock option for a period of two years following the initial three-year cliff vesting period. Consequently, these shares must be held until May 14, 2030. The amendment includes specific exceptions to this holding requirement only in the event of the director's death or disability. All other terms and conditions of the original stock option grant remain in effect as previously disclosed in the company's 8-K filing dated May 14, 2025.

Material changes
  • Amended stock option agreement for Stephen Hemsley.
  • Added a two-year post-vesting share holding requirement.
  • Mandated that net shares must be held until May 14, 2030.
  • Established exceptions to the holding period for death or disability.
Insider ActivitySEC Form 4 filings
No recent insider buys or sells in the last 90 days.
Top Institutional HoldersFrom 13F filings
FundShares HeldPosition ValueAction (latest Q)
Citadel
Ken Griffin
22.00M$7.26BNEW
Berkshire Hathaway
Warren Buffett
5.04M$1.66BNEW
D.E. Shaw
David Shaw
3.80M$1.25BNEW
Marshall Wace1.96M$646.07MNEW
Point72
Steve Cohen
1.11M$367.99MNEW
Renaissance Technologies
Jim Simons (founder)
797K$263.02MNEW
Tiger Global
Chase Coleman
420K$138.71MNEW
Soros Fund Management
George Soros (founder)
57K$18.75MNEW
Blackstone9K$2.97MNEW
Politicians who traded UNHFrom Senate & House PTRs
PoliticianDateTypeAmount
Richard Dean McCormick
GA
2026-07-30sale$1k – $15k
Dan Newhouse
R-WA
2026-07-10sale$1k – $15k
Maria Elvira Salazar
R-FL
2026-06-04sale$1k – $15k
Maria Elvira Salazar
R-FL
2026-04-22purchase$1k – $15k
Gilbert Cisneros
D-CA
2026-04-14purchase$1k – $15k
Gilbert Cisneros
D-CA
2026-03-13purchase$1k – $15k
Kevin Hern
R-OK
2025-12-23sale$250k – $500k
Julie Johnson
D-TX
2025-12-18sale$1k – $15k
About UnitedHealth Group Incorporated

UnitedHealth Group Incorporated is a leading diversified health care company providing coverage, software, and data consultancy services. It operates through key segments including UnitedHealthcare for health insurance, OptumHealth for care delivery, OptumInsight for data analytics and technology, and OptumRx for pharmacy services. Founded in 1977 and headquartered in Eden Prairie, Minnesota, the company employs approximately 400,000 people and serves millions of individuals, employers, and government programs across the United States. UnitedHealth Group Incorporated plays a pivotal role in the healthcare sector by integrating insurance with advanced health services, technology solutions, and pharmacy benefits management to enhance care quality, affordability, and accessibility. Its extensive operations influence major areas such as Medicare Advantage plans, health data analytics, and provider partnerships, contributing significantly to the U.S. health system's efficiency and innovation.

CEO
Mr. Stephen J. Hemsley
Employees
390,000
Quick Facts
ExchangeNYSE
SectorHealthcare
IndustryHealthcare Plans
Market Cap
Avg Volume4.06M
Key Dates

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