Alpha Score of 64 reflects moderate overall profile with moderate value, strong quality, moderate sentiment. Based on 3 of 4 signals – score is capped at 90 until remaining data ingests.
Visa Inc. closed at $379.66, down 1.1%, even as its fundamentals remain solid. The stock trades at 30.4 times earnings, with revenue and EPS both growing roughly 14.5% year over year and a net margin above 50%. The Alpha Score sits at 69.5, supported by strong momentum and quality readings. The modest pullback comes amid fresh headlines around a proposed $100,000 fee on companies hiring H-1B visa holders, a policy that could raise costs for Visa's corporate clients. While the direct impact on transaction volumes is unclear, the narrative adds another layer of regulatory uncertainty to a stock already near the top of its 52-week range. Watch for any follow-through on the policy front and next quarter's cross-border volume data.
Visa edged down a fraction to $383.90, a sliver below Thursday's $383.88 close but still trading at the top of a 52-week range that topped out at $373.97 earlier this year. The stock has rallied roughly 28% from its January low, driven by revenue growth of 14.4% and a net margin above 50%. Earnings per share expanded 14.7% year-over-year, keeping the P/E multiple near 30x. The Alpha Score is 71, solidly in positive territory, with momentum at 75.9 and quality at 77.9. Sentiment at 58.3 sits well below the other sub-scores, suggesting the market is pricing steady performance without exuberance. Value at 68.5 reflects the premium valuation relative to the broader market. Forward watch: the stock is now roughly 10 points above the prior 52-week high. The next test will be whether the post-earnings momentum can sustain without a fresh catalyst. The new 52-week high is effectively $383.88, and any intraday break above that level would extend the range.
Visa gained 1.45% to $371.04, sitting just $2.93 off its 52-week high of $373.97. The stock's Alpha Score of 70.3 reflects strength across momentum (74.2) and quality (77.9), with net margins holding at 50.8%. Revenue grew 14.4% year-over-year on $35.9 billion in sales, while EPS of $11.75 climbed 14.7%. At 30.36 times earnings, the value score sits at 68.5 — middling for a payments giant with this margin profile. Sentiment at 57.1 remains the laggard, suggesting analysts are cautious despite the operating metrics. The next test is whether volume picks up enough to push through the 52-week ceiling, or if the premium multiple caps further gains into earnings season.
Visa shares edged down 0.36% to $364.15, a fractional pullback from the stock's 52-week high of $373.97. The payment network trades at a P/E of 30.36, supported by revenue growth of 14.4% and EPS growth of 14.7% year over year. Net margins sit at 50.8%, reflecting the company's high-margin transaction model. The Alpha Score of 70.3 is driven by a quality sub-score of 77.9, the highest among the four components. Momentum (67.8) and sentiment (66.7) are more moderate, suggesting the stock is priced for steady execution rather than a breakout. Watch for the next round of consumer spending data next week, which could test whether Visa's growth trajectory holds as the economy slows.
Visa gained 1.68% to $365.45, its highest close since the late-2024 rally stalled. The stock now sits less than $9 from its 52-week high of $373.97, a level it hasn't tested since early February. Revenue grew 14.4% year over year, with EPS up 14.7%. Net margin sits at 50.8%, well above the sector median. The Alpha Score of 71.2 is driven by quality (77.9) and sentiment (73.3), while momentum (66.6) and value (68.4) lag. At 30.6 times earnings, the multiple is elevated but not stretched by Visa's history. Next week, watch for any pullback near $360 – the stock has bounced off that level twice in the past month.
On February 25, 2026, Visa Inc. authorized a 125 million dollar deposit into its U.S. litigation escrow account. This account is part of the company's established U.S. retrospective responsibility plan. Under the terms of this plan, funding the escrow account triggers a dilution of the company's class B-1 and B-2 common stock through downward adjustments to their conversion rates into class A common stock. These adjustments are designed to have an effect on earnings per share similar to a share repurchase of class A common stock. The conversion rate for class B-1 common stock was adjusted from 1.5491 to 1.5475. The conversion rate for class B-2 common stock was adjusted from 1.5108 to 1.5075. These changes became effective on February 26, 2026. As a result of these adjustments, the as-converted class B-1 common stock share count decreased by approximately 7,880 shares, moving from 7,490,714 to 7,482,834. The as-converted class B-2 common stock share count decreased by approximately 392,202 shares, moving from 181,804,989 to 181,412,788. The calculations for these adjustments were performed in accordance with the company's certificate of incorporation using the volume-weighted average price from the February 25, 2026, pricing period.
Visa Inc. announced on February 13, 2026, that its Board of Directors has authorized the company to proceed with a successive exchange offer for its outstanding Class B common stock. This action is contingent upon meeting specific conditions previously outlined in the company's December 2023 proxy statement. These conditions require that one year has passed since the initial exchange offer and that the estimated interchange reimbursement fees related to unresolved U.S. covered litigation have been reduced by at least 50% from the October 1, 2023, baseline of approximately $49.6 billion. Visa reports that the estimated fees at issue were approximately $39.4 billion as of October 1, 2025. The company anticipates that the pending dismissal of certain claims in the 7-Eleven, Inc., et al., v. Visa Inc., et al. litigation will reduce the remaining fees below the 50% threshold. Upon satisfaction of these conditions, Visa intends to file a registration statement on Form S-4 with the SEC. The proposed offer would allow holders of Class B-1 and Class B-2 common stock to exchange their shares for a combination of Class B-3 common stock, which remains subject to transfer restrictions, and freely transferable Class C common stock. This filing serves as a regulatory disclosure and does not constitute an official offer to exchange securities.
On February 12, 2026, Visa Inc. finalized the issuance of $3 billion in aggregate principal amount of senior unsecured notes. The offering, initially announced on February 3, 2026, consists of four tranches with varying maturities and interest rates: $900 million in 3.800% notes due 2029, $750 million in 4.100% notes due 2031, $700 million in 4.400% notes due 2033, and $650 million in 4.700% notes due 2036. The notes were sold under the company's existing shelf registration statement and are governed by an indenture dated December 14, 2015, with U.S. Bank Trust Company, National Association serving as trustee. Interest on all notes is payable semi-annually on February 12 and August 12, beginning August 12, 2026. The company retains optional redemption rights, including make-whole call provisions based on the applicable Treasury Rate plus a specified spread, followed by par call options as the maturity dates approach. The offering was executed pursuant to an underwriting agreement dated February 3, 2026.
Visa Inc. filed its Form 10-Q for the fiscal quarter ended December 31, 2025. The filing details the company's financial position, including its capital structure, outstanding senior notes, and ongoing litigation matters. The report confirms the company's continued compliance with SEC reporting requirements. Financial data provided in the filing covers revenue streams categorized by service, data processing, international transactions, and value-added services. The company maintains various classes of common stock and preferred stock, with specific disclosures regarding litigation escrow accounts and customer collateral assets. The filing also outlines the fair value measurements for various financial instruments, including money market funds, equity securities, and derivative financial instruments. Visa continues to manage its debt obligations through various senior notes maturing between 2026 and 2050. The report includes standard disclosures regarding equity incentive compensation plans and the status of covered and uncovered litigation, specifically referencing the interchange multidistrict litigation. No significant changes to business segments were noted in the provided excerpt.
Visa Inc. filed an 8-K on January 29, 2026, to report its financial results for the fiscal first quarter ended December 31, 2025. The company issued an earnings release detailing these results, which is provided as an exhibit to the filing. In conjunction with the release, Visa scheduled a conference call for January 29, 2026, to discuss the quarterly performance with investors and analysts. Additionally, the company announced that its board of directors declared a quarterly cash dividend of $0.670 per share of Class A common stock. This dividend is scheduled for payment on March 2, 2026, to shareholders of record as of February 10, 2026.
| Date | Insider | Role | Type | Shares | Value |
|---|---|---|---|---|---|
| Mar 11, 26 | Carney Lloyd | Director | SELL | 650 | $201K |
| Fund | Shares Held | Position Value | Action (latest Q) |
|---|---|---|---|
| Citadel Ken Griffin | 8.78M | $3.08B | NEW |
| Berkshire Hathaway Warren Buffett | 8.30M | $2.91B | NEW |
| D.E. Shaw David Shaw | 2.60M | $910.68M | NEW |
| Marshall Wace | 901K | $315.89M | NEW |
| Maverick Capital Lee Ainslie | 777K | $272.45M | NEW |
| Point72 Steve Cohen | 761K | $267.05M | NEW |
| Renaissance Technologies Jim Simons (founder) | 222K | $77.78M | NEW |
| Blackstone | 198K | $69.54M | NEW |
| Lone Pine Capital Steve Mandel | 15K | $5.34M | NEW |
| Politician | Date | Type | Amount |
|---|---|---|---|
| David J. Taylor R-OH | 2026-04-27 | purchase | $1k – $15k |
| David J. Taylor R-OH | 2026-02-26 | purchase | $1k – $15k |
| David J. Taylor R-OH | 2026-02-09 | purchase | $1k – $15k |
| David J. Taylor R-OH | 2026-01-16 | purchase | $1k – $15k |
| Lisa McClain R-MI | 2025-10-31 | sale | $1k – $15k |
| Lisa McClain R-MI | 2025-10-30 | purchase | $1k – $15k |
| Valerie Hoyle D-OR | 2025-09-23 | sale | $1k – $15k |
| David J. Taylor R-OH | 2025-08-13 | purchase | $1k – $15k |
Visa Inc. Class A operates as a leading payment technology company in the United States and internationally. It facilitates secure and efficient payment transactions through VisaNet, a global transaction processing network that handles authorization, clearing, and settlement for billions of payments annually. The company provides a comprehensive suite of products including credit, debit, and prepaid card solutions, as well as innovative services like tap to pay, tokenization, click to pay, and Visa Direct for real-time money movement. Visa Inc. Class A also offers value-added issuing solutions such as airport lounge access, dining reservations, premium shopping experiences, event tickets, and tailored seller offers. With a workforce of approximately 34,100 employees and headquartered under CEO Ryan McInerney, Visa Inc. Class A plays a pivotal role in the financial services sector by powering digital payments across retail, e-commerce, and cross-border transactions. Founded in 1958, it maintains exceptional financial strength, evidenced by high profitability margins exceeding 50%, robust growth rates in revenue and earnings, and a flawless balance sheet that supports consistent dividend payments and share buybacks.
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