Visa Inc.
VNYSEAlpha Score of 55 reflects moderate overall profile with moderate value, strong quality. Based on 2 of 4 signals – score is capped at 75 until remaining data ingests.
Visa slips 0.97% but keeps near top of 52-week range
Oct 6, 2026Visa shares closed down 0.97% at $375.07, a modest pullback in a stock that has spent recent sessions near the upper end of its 52-week range of $293.89 to $385.57. The decline came without company-specific news, leaving the move to broad market pressure. The valuation math holds up against the growth rates. Visa trades at 29.85 times trailing earnings, supported by 14.4% revenue growth and 14.7% EPS growth year over year. The net margin of 50.8% remains the headline quality figure for a payments network whose cost structure is largely fixed. Visa carries an Alpha Score of 55, with quality sub-score at 77.9 and value at 68.8. Momentum and sentiment sub-scores are not currently calculated. The quality reading reflects the margin profile more than the multiple. The stock sits about 2.7% below its 52-week high of $385.57, a level it tested earlier in the quarter. Quarterly results are the next scheduled catalyst on the calendar.
Visa slips 0.97% near 52-week high; growth stays in mid-teens
Oct 2, 2026Visa fell 0.97% to $375.07, a pullback that leaves the stock near the top of its 52-week range. The decline, about $3.70 from the prior close, trims a run that carried shares well above the year's low. The band runs from $293.89 to $385.57, so the current price sits about 3% below the high, a level set within the past year, and roughly 28% above the low. Shares trade at 29.85 times trailing EPS of $11.75. Revenue rose 14.4% from a year earlier and EPS grew 14.7%, with net margin at 50.8%, leaving more than half of revenue to pass to the bottom line. Visa's Alpha Score of 55 splits into quality of 77.8 and value of 68.8; neither momentum nor sentiment carries a reading, so the composite rests on its fundamental legs. Visa reports fiscal third-quarter results in late July, covering the April-to-June period of a fiscal year that ends in September.
Visa slips 1% as quality and value scores hold near 52-week high
Sep 28, 2026Visa fell 0.97% to $375.07 on the day, a pullback from the 52-week high of $385.57 the stock touched this cycle. The shares remain near the top of their range, roughly 2.7% off that peak. Visa trades at 30.36 times earnings, a premium the growth numbers still back up. Revenue rose 14.4% year over year and EPS climbed 14.7%; net margin held at 50.8%. The Alpha Score is 66.3, with quality at 77.9 and sentiment at 75 carrying the profile. Value scores 68.5; momentum reads as null in the underlying data. The split fits a mature, high-margin network business trading at a premium multiple rather than a stock in an accelerating trend. Next quarter's print will test whether double-digit revenue and EPS growth persist. The $385.57 high is the level to beat for a stock already sitting near the ceiling of its 52-week range.
Visa slips 0.97% to $375.07, trades just below 52-week high
Sep 25, 2026Visa slipped 0.97% to $375.07, a $10.50 gap from its 52-week high of $385.57. Over the past year the shares have traded between $293.89 and that high, spanning roughly $91.68. The stock sits 27.6% above the low, near the upper end of that range. The company's trailing price-to-earnings ratio is 30.4, with earnings per share of $11.75. Net margin is 50.8%, meaning Visa keeps more than half of its revenue as profit. Revenue rose 14.4% year over year, and EPS grew 14.7%, putting the P/E at more than double the revenue growth rate. Visa's Alpha Score is 63.1, with a quality score of 77.9 and a value score of 68.5; momentum is null, and sentiment sits at 62.5. The 63.1 score sits above the neutral midpoint of 50. Revenue and EPS growth are nearly identical at 14.4% and 14.7%. The next quarterly earnings report will be the next test of whether double-digit growth continues.
Visa slips 1% but holds near 52-week high on 14% growth
Sep 23, 2026Visa eased 0.97% to $375.07 today, a modest pullback that leaves the stock roughly 2.7% below its 52-week high of $385.57 and well above the $293.89 low from the past year. The shares trade at 30.36 times trailing earnings, a premium the growth figures continue to support. Revenue rose 14.4% over the past year and EPS rose 14.7%, with the net margin holding at 50.8%. Visa's Alpha Score of 63.1 is anchored by quality, its strongest sub-score at 77.9, ahead of value at 68.5 and sentiment at 62.5. Momentum reads null, which fits a stock that has been consolidating in the upper part of its range rather than pushing to new highs. The score sits just above the neutral line, leaving room for improvement if the earnings growth holds. The next scheduled catalyst is the fiscal fourth-quarter report, typically released in late October. That print will show whether the double-digit growth pace extends into the new fiscal year.
Visa Inc. Deposits 125 Million Dollars Into U.S. Litigation Escrow Account Reducing Conversion
On February 25, 2026, Visa Inc. authorized a 125 million dollar deposit into its U.S. litigation escrow account. This account is part of the company's established U.S. retrospective responsibility plan. Under the terms of this plan, funding the escrow account triggers a dilution of the company's class B-1 and B-2 common stock through downward adjustments to their conversion rates into class A common stock. These adjustments are designed to have an effect on earnings per share similar to a share repurchase of class A common stock. The conversion rate for class B-1 common stock was adjusted from 1.5491 to 1.5475. The conversion rate for class B-2 common stock was adjusted from 1.5108 to 1.5075. These changes became effective on February 26, 2026. As a result of these adjustments, the as-converted class B-1 common stock share count decreased by approximately 7,880 shares, moving from 7,490,714 to 7,482,834. The as-converted class B-2 common stock share count decreased by approximately 392,202 shares, moving from 181,804,989 to 181,412,788. The calculations for these adjustments were performed in accordance with the company's certificate of incorporation using the volume-weighted average price from the February 25, 2026, pricing period.
- ›Visa deposited 125 million dollars into its U.S. litigation escrow account.
- ›Class B-1 common stock conversion rate decreased from 1.5491 to 1.5475.
- ›Class B-2 common stock conversion rate decreased from 1.5108 to 1.5075.
- ›As-converted class B-1 share count reduced by approximately 7,880 shares.
- ›As-converted class B-2 share count reduced by approximately 392,202 shares.
Visa Board Authorizes Potential Successive Exchange Offer for Class B Common Stock
Visa Inc. announced on February 13, 2026, that its Board of Directors has authorized the company to proceed with a successive exchange offer for its outstanding Class B common stock. This action is contingent upon meeting specific conditions previously outlined in the company's December 2023 proxy statement. These conditions require that one year has passed since the initial exchange offer and that the estimated interchange reimbursement fees related to unresolved U.S. covered litigation have been reduced by at least 50% from the October 1, 2023, baseline of approximately $49.6 billion. Visa reports that the estimated fees at issue were approximately $39.4 billion as of October 1, 2025. The company anticipates that the pending dismissal of certain claims in the 7-Eleven, Inc., et al., v. Visa Inc., et al. litigation will reduce the remaining fees below the 50% threshold. Upon satisfaction of these conditions, Visa intends to file a registration statement on Form S-4 with the SEC. The proposed offer would allow holders of Class B-1 and Class B-2 common stock to exchange their shares for a combination of Class B-3 common stock, which remains subject to transfer restrictions, and freely transferable Class C common stock. This filing serves as a regulatory disclosure and does not constitute an official offer to exchange securities.
- ›Board authorized a successive exchange offer for Class B common stock.
- ›Condition for offer requires 50% reduction in U.S. covered litigation interchange fees from October 2023 levels.
- ›Estimated litigation fees dropped from $49.6 billion in 2023 to $39.4 billion as of October 2025.
- ›Company expects pending litigation dismissals to trigger the 50% reduction threshold.
- ›Proposed exchange involves Class B-1 and B-2 shares for Class B-3 and Class C common stock.
Visa Inc. Completes Public Offering of $3 Billion in Senior Unsecured Notes
On February 12, 2026, Visa Inc. finalized the issuance of $3 billion in aggregate principal amount of senior unsecured notes. The offering, initially announced on February 3, 2026, consists of four tranches with varying maturities and interest rates: $900 million in 3.800% notes due 2029, $750 million in 4.100% notes due 2031, $700 million in 4.400% notes due 2033, and $650 million in 4.700% notes due 2036. The notes were sold under the company's existing shelf registration statement and are governed by an indenture dated December 14, 2015, with U.S. Bank Trust Company, National Association serving as trustee. Interest on all notes is payable semi-annually on February 12 and August 12, beginning August 12, 2026. The company retains optional redemption rights, including make-whole call provisions based on the applicable Treasury Rate plus a specified spread, followed by par call options as the maturity dates approach. The offering was executed pursuant to an underwriting agreement dated February 3, 2026.
- ›Issued $3 billion in senior unsecured notes across four tranches.
- ›Notes mature between 2029 and 2036 with coupons ranging from 3.800% to 4.700%.
- ›Interest payments are scheduled semi-annually starting August 12, 2026.
- ›Included make-whole call provisions and par call options for all note series.
- ›The offering was conducted under an existing shelf registration statement.
Visa Inc. Reports Financial Results for the First Quarter Ended December 31, 2025
Visa Inc. filed its Form 10-Q for the fiscal quarter ended December 31, 2025. The filing details the company's financial position, including its capital structure, outstanding senior notes, and ongoing litigation matters. The report confirms the company's continued compliance with SEC reporting requirements. Financial data provided in the filing covers revenue streams categorized by service, data processing, international transactions, and value-added services. The company maintains various classes of common stock and preferred stock, with specific disclosures regarding litigation escrow accounts and customer collateral assets. The filing also outlines the fair value measurements for various financial instruments, including money market funds, equity securities, and derivative financial instruments. Visa continues to manage its debt obligations through various senior notes maturing between 2026 and 2050. The report includes standard disclosures regarding equity incentive compensation plans and the status of covered and uncovered litigation, specifically referencing the interchange multidistrict litigation. No significant changes to business segments were noted in the provided excerpt.
- ›Maintained diverse portfolio of senior notes with maturities extending through 2050.
- ›Continued management of U.S. litigation escrow and customer collateral assets.
- ›Reported ongoing activity in covered and uncovered litigation, including interchange multidistrict litigation.
- ›Detailed revenue recognition across service, data processing, international transaction, and value-added service segments.
- ›Confirmed ongoing compliance with SEC reporting and Interactive Data File submission requirements.
Visa Inc. Announces Fiscal First Quarter 2026 Financial Results and Quarterly Cash Dividend
Visa Inc. filed an 8-K on January 29, 2026, to report its financial results for the fiscal first quarter ended December 31, 2025. The company issued an earnings release detailing these results, which is provided as an exhibit to the filing. In conjunction with the release, Visa scheduled a conference call for January 29, 2026, to discuss the quarterly performance with investors and analysts. Additionally, the company announced that its board of directors declared a quarterly cash dividend of $0.670 per share of Class A common stock. This dividend is scheduled for payment on March 2, 2026, to shareholders of record as of February 10, 2026.
- ›Released financial results for the fiscal first quarter ended December 31, 2025.
- ›Declared a quarterly cash dividend of $0.670 per share of Class A common stock.
- ›Scheduled dividend payment date for March 2, 2026.
- ›Established February 10, 2026, as the record date for the dividend payment.
- ›Hosted a conference call to review quarterly financial performance.
| Date | Insider | Role | Type | Shares | Value |
|---|---|---|---|---|---|
| Mar 11, 26 | Carney Lloyd | Director | SELL | 650 | $201K |
| Fund | Shares Held | Position Value | Action (latest Q) |
|---|---|---|---|
| Citadel Ken Griffin | 8.78M | $3.08B | NEW |
| Berkshire Hathaway Warren Buffett | 8.30M | $2.91B | NEW |
| D.E. Shaw David Shaw | 2.60M | $910.68M | NEW |
| Marshall Wace | 901K | $315.89M | NEW |
| Maverick Capital Lee Ainslie | 777K | $272.45M | NEW |
| Point72 Steve Cohen | 761K | $267.05M | NEW |
| Renaissance Technologies Jim Simons (founder) | 222K | $77.78M | NEW |
| Blackstone | 198K | $69.54M | NEW |
| Lone Pine Capital Steve Mandel | 15K | $5.34M | NEW |
| Politician | Date | Type | Amount |
|---|---|---|---|
| David J. Taylor R-OH | 2026-04-27 | purchase | $1k – $15k |
| David J. Taylor R-OH | 2026-02-26 | purchase | $1k – $15k |
| David J. Taylor R-OH | 2026-02-09 | purchase | $1k – $15k |
| David J. Taylor R-OH | 2026-01-16 | purchase | $1k – $15k |
| Lisa McClain R-MI | 2025-10-31 | sale | $1k – $15k |
| Lisa McClain R-MI | 2025-10-30 | purchase | $1k – $15k |
| Valerie Hoyle D-OR | 2025-09-23 | sale | $1k – $15k |
| David J. Taylor R-OH | 2025-08-13 | purchase | $1k – $15k |
Visa Inc. Class A operates as a leading payment technology company in the United States and internationally. It facilitates secure and efficient payment transactions through VisaNet, a global transaction processing network that handles authorization, clearing, and settlement for billions of payments annually. The company provides a comprehensive suite of products including credit, debit, and prepaid card solutions, as well as innovative services like tap to pay, tokenization, click to pay, and Visa Direct for real-time money movement. Visa Inc. Class A also offers value-added issuing solutions such as airport lounge access, dining reservations, premium shopping experiences, event tickets, and tailored seller offers. With a workforce of approximately 34,100 employees and headquartered under CEO Ryan McInerney, Visa Inc. Class A plays a pivotal role in the financial services sector by powering digital payments across retail, e-commerce, and cross-border transactions. Founded in 1958, it maintains exceptional financial strength, evidenced by high profitability margins exceeding 50%, robust growth rates in revenue and earnings, and a flawless balance sheet that supports consistent dividend payments and share buybacks.
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