SoFi Technologies Inc.

Alpha Score of 25 reflects poor overall profile with poor momentum, poor value, weak quality. Based on 3 of 4 signals — score is capped at 90 until remaining data ingests.

SoFi Technologies, Inc. is a financial technology company operating as a nationally chartered online bank that provides a comprehensive suite of digital financial services. It functions through three main segments: Lending, Technology Platform, and Financial Services, enabling members to borrow, save, spend, invest, and protect their money seamlessly within a single app. The Lending segment offers personal loans, student loans, home loans, and refinancing options with no fees beyond interest. The Technology Platform includes Galileo for financial institutions and Technisys, a cloud-native core banking solution, serving clients in the United States, Latin America, Canada, and Hong Kong. Financial Services encompass checking and savings accounts, cash management via SoFi Money, mobile investing through SoFi Invest, credit cards with cash back rewards, insurance via SoFi Protect, cryptocurrency trading with SoFi Crypto, and its own stablecoin SoFiUSD. Additional tools like SoFi Relay for personal finance tracking, SoFi Travel for bookings, and SoFi at Work for employee benefits enhance its member-centric ecosystem. Founded in 2011 and headquartered in San Francisco, California, SoFi Technologies, Inc. plays a pivotal role in the fintech sector by delivering integrated, innovative solutions that promote financial independence.