Joint Stock Co Kaspi.kz

JSC Kaspi.kz American Depositary Receipt represents JSC Kaspi.kz, the operator of Kazakhstan's leading integrated consumer ecosystem through its Super App. This platform seamlessly combines three core pillars: Payments, enabling QR-based and peer-to-peer transactions; Marketplace, facilitating e-commerce for a wide array of goods and services; and Fintech, offering innovative financial products like consumer loans and money transfers. JSC Kaspi.kz drives high consumer engagement by leveraging state-of-the-art technology, proprietary big data analytics, and seamless user experiences, making it an essential part of daily life for millions in Kazakhstan. The company's ecosystem connects consumers, merchants, and financial services in a single mobile interface, processing a dominant share of the nation's digital payments and online commerce. Founded in 2000 and headquartered in Almaty, Kazakhstan, JSC Kaspi.kz stands as Central Asia's premier fintech super app provider, reshaping the region's digital economy with its comprehensive, user-centric services.