Affirm Holdings Inc.

Alpha Score of 53 reflects moderate overall profile with moderate momentum, moderate value, weak quality. Based on 3 of 4 signals — score is capped at 90 until remaining data ingests.

Affirm Holdings, Inc. is a financial technology company operating a payment network across the United States, Canada, and internationally. It provides a platform that enables consumers to pay for purchases over time through point-of-sale solutions, merchant commerce tools, and a dedicated consumer app. Partnerships with originating banks and capital markets facilitate flexible financing without hidden fees, late charges, or compounding interest, emphasizing honest financial products that improve lives. The company serves a diverse merchant base, including small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and omni-channel retailers in industries such as sporting goods, home and lifestyle, travel, electronics, fashion, beauty, equipment, auto, and general merchandise. Founded in 2012 by Max Levchin and headquartered in San Francisco, California, Affirm Holdings, Inc. plays a significant role in the buy-now-pay-later sector, promoting transparent consumer lending and reshaping e-commerce and retail payment experiences.