NMI Holdings, Inc. (NMIH) Stock
NMIH has an Alpha Score of 66 out of 100 (moderate), computed on Oct 25, 2026 from 3 of 4 sub-scores. 1 member of Congress disclosed 2 trades in NMIH since 2020: 1 purchase and 1 sale, most recently Susie Lee (sale, Jul 15, 2020). 4 of the hedge funds AlphaScala tracks reported NMIH in 13F filings for the quarter ended Jun 30, 2026; the largest reported position is Citadel's at $22.16M. Company insiders reported 0 open-market buys and 3 sales on SEC Form 4 in the 90 days to Oct 23, 2026. Its trailing P/E ratio is 7.9 and its net margin 54.1% (key statistics as of Oct 21, 2026).
What is NMIH's Alpha Score?
How it works →Alpha Score of 66 reflects moderate overall profile with moderate momentum, strong value, moderate quality. Based on 3 of 4 signals – score is capped at 90 until remaining data ingests.
Computed from 3 of 4 sub-scores; a sub-score is left out when its inputs are missing, and the composite is capped accordingly.
Computed Oct 25, 2026
A rules-based research rating, not a recommendation to buy or sell.
Which members of Congress traded NMI Holdings, Inc. (NMIH)?
Most recent: Susie Lee (sale, Jul 15, 2020); records start Jun 5, 2020.
| Politician | Trade date | Type | Amount |
|---|---|---|---|
| Susie Lee D-NV · House | 2020-07-15 | sale | $1k – $15k |
| Susie Lee D-NV · House | 2020-06-05 | purchase | $1k – $15k |
From STOCK Act periodic transaction reports. House filings as of Oct 22, 2026.
See all NMIH political trades →Which hedge funds own NMIH?
From 13F filings| Fund | Shares Held | Position Value | Change vs prior Q |
|---|---|---|---|
| Citadel Ken Griffin | 539K | $22.16M | +151% |
| Millennium Management Israel Englander | 453K | $18.61M | -22% |
| D.E. Shaw David Shaw | 442K | $18.16M | -20% |
| Point72 Steve Cohen | 139K | $5.70M | -39% |
13F holdings as of Jun 30, 2026
Explore all tracked funds →Are NMI Holdings, Inc. insiders buying or selling?
SEC Form 4 filings| Date | Insider | Role | Type | Shares | Value |
|---|---|---|---|---|---|
| Sep 4, 26 | Pollitzer Adam | Chief Executive Officer | SELL | 172.7K | $7.7M |
| Aug 11, 26 | Swithenbank Aurora | EVP, Chief Financial Officer | SELL | 11.7K | $519K |
| Aug 3, 26 | Smith Robert Owen | EVP, Chief Risk Officer | SELL | 12.0K | $536K |
SEC Form 4 filings as of Oct 23, 2026
See cluster-buy signals across all tickers →What are NMIH's key statistics?
Key statistics as of Oct 21, 2026
How does NMIH's valuation compare with the Financials sector?
| Metric | NMIH | Financials median | Companies in median |
|---|---|---|---|
| P/E ratio | 7.9 | 13.5 | 170 |
| Net margin | 54.10% | 19.90% | 161 |
| Return on equity | 15.14% | 13.10% | 177 |
Medians over the Financials stocks whose key statistics were refreshed in the last 35 days (newest Oct 26, 2026). P/E excludes loss-making companies.
NMIH price chart
Powered by TradingViewWhat does NMI Holdings, Inc. do?
NMI Holdings Inc. is a private mortgage insurance provider that plays a crucial role in the housing finance industry. Primarily focused on mitigating risk, the company offers insurance to mortgage lenders, enabling them to extend home loans with lower down payments. This facilitation supports greater access to homeownership for individuals who might not otherwise qualify for conventional loans. NMI Holdings Inc. serves as a critical player in the mortgage market by enhancing credit availability and contributing to the stabilization of the housing finance system. The company's operations are fundamental in maintaining liquidity and reducing the financial risks for lenders in the event of borrower default. Positioned within a sector that directly impacts real estate and financial markets, NMI Holdings Inc. is integral to the broader housing ecosystem, influencing how mortgage credit is extended and managed across the United States. Since its inception, the company has been committed to offering innovative insurance solutions that align with evolving regulatory and market dynamics, bolstering the confidence of mortgage lenders and investors alike.