COMMUNITY FINANCIAL SYSTEM, INC. (CBU) Stock
CBU has an Alpha Score of 64 out of 100 (moderate), computed on Nov 5, 2026 from 3 of 4 sub-scores. 2 members of Congress disclosed 3 trades in CBU since 2023: 1 purchase and 2 sales, most recently Lisa McClain (sale, Jun 17, 2025). 1 of the hedge funds AlphaScala tracks reported CBU in 13F filings for the quarter ended Jun 30, 2026; the largest reported position is Citadel's at $7.05M. Company insiders reported 3 open-market buys and 0 sales on SEC Form 4 in the 90 days to Nov 4, 2026. Its trailing P/E ratio is 14.5 and its net margin 23.2% (key statistics as of Oct 29, 2026).
What is CBU's Alpha Score?
How it works →Alpha Score of 64 reflects moderate overall profile with strong momentum, strong value, strong quality. Based on 3 of 4 signals – score is capped at 90 until remaining data ingests.
Computed from 3 of 4 sub-scores; a sub-score is left out when its inputs are missing, and the composite is capped accordingly.
Computed Nov 5, 2026
A rules-based research rating, not a recommendation to buy or sell.
Which members of Congress traded COMMUNITY FINANCIAL SYSTEM, INC. (CBU)?
Most recent: Lisa McClain (sale, Jun 17, 2025); records start Jul 12, 2023.
| Politician | Trade date | Type | Amount |
|---|---|---|---|
| Lisa McClain R-MI · House | 2025-06-17 | sale | $1k – $15k |
| Lisa McClain R-MI · House | 2025-06-11 | purchase | $1k – $15k |
| Dan Goldman D-NY · House | 2023-07-12 | sale | $15k – $50k |
From STOCK Act periodic transaction reports. House filings as of Nov 5, 2026.
See all CBU political trades →Which hedge funds own CBU?
From 13F filings| Fund | Shares Held | Position Value | Change vs prior Q |
|---|---|---|---|
| Citadel Ken Griffin | 105K | $7.05M | +10% |
13F holdings as of Jun 30, 2026
Explore all tracked funds →Are COMMUNITY FINANCIAL SYSTEM, INC. insiders buying or selling?
SEC Form 4 filings| Date | Insider | Role | Type | Shares | Value |
|---|---|---|---|---|---|
| Sep 9, 26 | Singh Savneet | Director | BUY | 400 | $25K |
| Aug 27, 26 | Vaccaro John A | Director | BUY | 317 | $20K |
| Aug 24, 26 | Hall Brenda M | Director | BUY | 476 | $30K |
SEC Form 4 filings as of Nov 4, 2026
See cluster-buy signals across all tickers →What are CBU's key statistics?
Key statistics as of Oct 29, 2026
How does CBU's valuation compare with the Financials sector?
| Metric | CBU | Financials median | Companies in median |
|---|---|---|---|
| P/E ratio | 14.5 | 12.9 | 219 |
| Net margin | 23.15% | 20.11% | 204 |
| Return on equity | 11.34% | 12.39% | 230 |
| Dividend yield (payers) | 4.02% | 3.29% | 172 |
Medians over the Financials stocks whose key statistics were refreshed in the last 35 days (newest Nov 6, 2026). P/E excludes loss-making companies.
CBU price chart
Powered by TradingViewWhat does COMMUNITY FINANCIAL SYSTEM, INC. do?
Community Bank System, Inc. is a financial holding company providing a wide range of banking and financial services. The company's primary function is to deliver traditional retail and commercial banking services through its subsidiary, Community Bank, N.A. This includes offering deposit, loan, and treasury management services to individuals, businesses, and municipal clients. Community Bank System, Inc. is especially notable for its footprint in Northeastern U.S., with a significant presence in New York and Pennsylvania. Additionally, the company extends its services to personal mortgages, business lending, and wealth management through various subsidiaries. Community Bank System, Inc. also provides insurance and employee benefits consulting services, further broadening its impact on diverse financial sectors. Established entities and customers benefit from its comprehensive financial solutions and community-focused approach. With its expansive network and deep-rooted regional operations, Community Bank System, Inc. plays a critical role in supporting economic activities and financial growth in its operating regions.