Synchrony Financial (SYF) Stock
SYF has an Alpha Score of 61 out of 100 (moderate), computed on Oct 30, 2026 from 3 of 4 sub-scores. 18 members of Congress disclosed 35 trades in SYF since 2015: 20 purchases and 15 sales, most recently Josh Gottheimer (sale, Apr 9, 2026). 5 of the hedge funds AlphaScala tracks reported SYF in 13F filings for the quarter ended Jun 30, 2026; the largest reported position is Marshall Wace's at $33.96M. Company insiders reported 0 open-market buys and 1 sale on SEC Form 4 in the 90 days to Nov 5, 2026. Its trailing P/E ratio is 7.0 and its net margin 14.1% (key statistics as of Nov 5, 2026).
What is SYF's Alpha Score?
How it works →Alpha Score of 61 reflects moderate overall profile with moderate momentum, strong value, moderate quality. Based on 3 of 4 signals – score is capped at 90 until remaining data ingests.
Computed from 3 of 4 sub-scores; a sub-score is left out when its inputs are missing, and the composite is capped accordingly.
Computed Oct 30, 2026
A rules-based research rating, not a recommendation to buy or sell.
Which members of Congress traded Synchrony Financial (SYF)?
Most recent: Josh Gottheimer (sale, Apr 9, 2026); records start Nov 12, 2015.
| Politician | Trade date | Type | Amount |
|---|---|---|---|
| Josh Gottheimer D-NJ · House | 2026-04-09 | sale | $15k – $50k |
| Alan Armstrong R-OK · Senate | 2026-03-27 | purchase | $1k – $15k |
| Julia Letlow R-LA · House | 2025-07-02 | purchase | $1k – $15k |
| Dan Goldman D-NY · House | 2023-04-10 | partial sale | $1k – $15k |
| Kathy Manning D-NC · House | 2022-08-03 | sale | $1k – $15k |
| Kathy Manning D-NC · House | 2022-07-20 | purchase | $1k – $15k |
| Zoe Lofgren D-CA · House | 2022-04-28 | sale | $1k – $15k |
| Zoe Lofgren D-CA · House | 2021-09-30 | purchase | $1k – $15k |
From STOCK Act periodic transaction reports. House filings as of Nov 5, 2026. Senate records here end Oct 21, 2026; later Senate trades are not included.
See all SYF political trades →Which hedge funds own SYF?
From 13F filings| Fund | Shares Held | Position Value | Change vs prior Q |
|---|---|---|---|
| Marshall Wace | 447K | $33.96M | NEW |
| Millennium Management Israel Englander | 306K | $23.30M | -72% |
| Citadel Ken Griffin | 168K | $12.77M | -63% |
| Bridgewater Associates Ray Dalio | 154K | $11.70M | NEW |
| D.E. Shaw David Shaw | 10K | $722.7K | -58% |
13F holdings as of Jun 30, 2026
Explore all tracked funds →Are Synchrony Financial insiders buying or selling?
SEC Form 4 filings| Date | Insider | Role | Type | Shares | Value |
|---|---|---|---|---|---|
| Aug 13, 26 | Casellas Alberto | See remarks | SELL | 5.5K | $436K |
| Aug 3, 26 | Coviello Arthur W Jr | Director | SELL | 4.0K | $309K |
| Aug 3, 26 | Owens Darrell | See remarks | SELL | 610 | $47K |
| Aug 3, 26 | Gentleman Courtney | See remarks | SELL | 721 | $55K |
SEC Form 4 filings as of Nov 5, 2026
See cluster-buy signals across all tickers →What are SYF's key statistics?
Key statistics as of Nov 5, 2026
How does SYF's valuation compare with the Financials sector?
| Metric | SYF | Financials median | Companies in median |
|---|---|---|---|
| P/E ratio | 7.0 | 12.9 | 219 |
| Net margin | 14.06% | 20.11% | 204 |
| Return on equity | 19.99% | 12.39% | 230 |
| Dividend yield (payers) | 3.35% | 3.29% | 172 |
Medians over the Financials stocks whose key statistics were refreshed in the last 35 days (newest Nov 6, 2026). P/E excludes loss-making companies.
SYF price chart
Powered by TradingViewWhat does Synchrony Financial do?
Synchrony Financial is a leading consumer financial services company headquartered in Stamford, Connecticut. It specializes in providing a comprehensive suite of digitally-enabled financing products, including credit cards, promotional financing, loyalty programs, and installment lending through its wholly owned subsidiary, Synchrony Bank. The company partners with national retailers, local merchants, manufacturers, healthcare providers, and brands across diverse sectors such as digital, health and wellness, retail, telecommunications, home, auto, outdoor, and pet care. Notable offerings include CareCredit for medical, veterinary, and wellness expenses; Pets Best pet health insurance; and private-label credit cards that enable seamless omnichannel shopping experiences. Synchrony Bank delivers FDIC-insured savings products like CDs, IRAs, money market accounts, and high-yield savings with no minimums or monthly fees, alongside premium Mastercard options with cash back rewards. By connecting partners and consumers through innovative payment solutions, personalized offers, and embedded financing, Synchrony Financial supports everyday purchases, builds customer loyalty, and facilitates access to credit for health, home improvement, automotive needs, and more, playing a central role in American commerce.