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Spreadsheets, apps or a simple notebook: experts explain why tracking your spending is the first step to regaining control, and how to find a method that sticks.

CryptoQuant data shows $215B entered altcoins in 72 hours, pushing market cap above $1T. Altcoin Season Index at 49, still far from 75 threshold.

The ERC-8392 proposal lets smart contracts check whether an equity market is open or a valuation is fresh, addressing a gap as tokenized stock volumes exceed $2.7 billion.

Crypto executives left Washington more optimistic on the Clarity Act after a White House meeting with Trump and CFTC talks. Senate conflict-of-interest fight remains the hurdle.

Altcoins added $215B after Trump's meeting signaled policy support. Bitcoin returned above $70K, Ethereum jumped 18% as traders repriced the outlook. The rally wiped out $3B in leveraged positions.

Zondacrypto director Przemysław Kral faces fraud charges over an estimated $650 million in client losses and is cooperating with Polish prosecutors in exchange for a potential plea deal.

The California Restaurant Foundation is handing out $1.41 million in grants to 282 independent eateries, with 85% single-unit businesses and 3,383 employees collectively.

Synchrony launches ChatGPT plugin for promotional financing as Target shows AI-driven loyalty traffic growing 3.5x faster. Brands without machine-readable benefits risk losing sales to AI agents.

ExxonMobil's unbroken 43-year dividend raise streak offers durability, but Chevron's 3.39% yield and Microsoft AI power deal provide higher current income. We compare the two oil majors.

Abraxas, Fasanara and Wintermute hold over $600M in BTC-ETH shorts that survived a violent rally. Liquidation levels sit far above spot prices, suggesting hedging not directional bets.

An Austrian-school essay argues GDP is a statistical fiction and that macro data exists to justify intervention. For entrepreneurs, the signal is profit, not GDP.

Bitcoin rose above $77,500 Monday after a 20% weekly gain. The Treasury's expanded buyback cap initially weakened the dollar, boosting demand for scarce assets. Long-term holders sold 15,800 BTC, signaling profit-taking.