Taktile closed a $110M Series C led by Goldman Sachs Growth Equity. The AI lending platform will use the capital to expand its decisioning engine and target U.S. community banks.
Taktile, a New York-based platform that helps banks and fintechs build AI-powered underwriting and risk models, closed a $110 million Series C round. Growth Equity at Goldman Sachs Alternatives led the deal. Balderton Capital, Index Ventures, Tiger Global, Y Combinator, and Dig Ventures also participated.
The company said it will use the money to expand its product suite, specifically the decisioning engine that lets lenders test and deploy models without rewriting code. The pitch centers on speed: clients can prototype a credit model in days rather than months, Taktile claims. That matters in a market where interest rates stay volatile and lenders need to adjust underwriting on the fly.
The round lands as AI lending software draws heavy interest from both traditional banks and digital lenders. Taktile competes against in-house builds and vendors like Zest AI and Provenir. Its existing investor base, including Index and Balderton, suggests the Series C was oversubscribed. Goldman Sachs joining adds credibility with institutional clients.
The company started in 2020 and counts Stripe and Affirm among its early partners. The new capital buys time to build deeper integrations with core banking systems. The challenge is differentiation. Many AI underwriting startups raised heavily in 2021-2022; several have since scaled back or pivoted. Taktile claims 85% of its clients use its platform for real-time decisions, not just back-testing, which would make it stickier than the average vendor.
Taktile did not disclose revenue or valuation. The round size implies a significant step-up from its previous $30 million Series B in 2023. Lenders using Taktile include a mix of neobanks and regional lenders in North America and Europe. The company said it will use the new capital to double down on the U.S. market, where community banks are under pressure to digitize lending without hiring large data science teams. The core mechanism: give a mid-sized lender a drag-and-drop interface to train models on its own loan data, then deploy them in production without IT bottlenecks.
One caution: the press release refers to Taktile as "the leader in AI transformation for financial institutions." That label is common in venture-backed press releases and should be treated as marketing language, not a verifiable claim. The company declined to specify how many clients it added in the last 12 months or what its net revenue retention rate is.
What the round does confirm is that tier-one venture firms and growth equity arms still see a use case for verticalized AI tools in lending, even after the hype cycle cooled in 2024-2025. Banks still run on spreadsheets and manual override workflows. Any software that genuinely replaces those has a decade-long addressable market. Whether Taktile's approach wins at scale is the open question.
For context on Goldman Sachs' growth equity activities, see the GS stock page.
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