Nu Holdings Ltd.

Alpha Score of 64 reflects moderate overall profile with moderate momentum, strong value, strong quality. Based on 3 of 4 signals — score is capped at 90 until remaining data ingests.

Nu Holdings Ltd. is a leading digital financial services platform and the largest fintech bank in Latin America. Headquartered in São Paulo, Brazil, it provides a comprehensive suite of no-fee products including credit cards, personal accounts like NuConta, investments, personal loans, insurance, mobile payments, business accounts, and rewards programs, all managed seamlessly through a mobile app. The company leverages proprietary technology and data analytics to deliver innovative, transparent services that promote financial access, responsible lending, and customer empowerment across the complete financial journey. Primarily generating revenue in Brazil, Nu Holdings Ltd. serves over 127 million customers in Brazil, Mexico, and Colombia, with more than 60% of Brazilian adults as users and an impressive 83% activity rate. Its efficient, scalable model drives strong financial performance, including Q3 2025 revenues of US$4.2 billion and net income of US$783 million. Recognized by Time, Fast Company, and Forbes for its transformative impact, Nu Holdings Ltd. continues to challenge traditional banking through core values of customer fanaticism, innovation, ownership, diversity, and efficiency, reshaping financial services in emerging markets.