Revolut enables Visa Click to Pay for 53M customers across UK and Europe, enrolling them automatically. The tokenized checkout works with biometrics and can lift authorization rates by over 10%.
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Revolut turned on Visa Click to Pay for eligible Visa cardholders across the UK and Europe, the company said Tuesday. The feature is now available to 13 million UK customers and 40 million across the continent, with merchants also able to offer it as a checkout option.
Click to Pay lets shoppers complete online purchases without typing card numbers, passwords, or one-time codes. It works across devices and browsers at participating merchants, both domestically and for cross-border shopping, according to Visa's press release.
The technology relies on network tokenization to shield card details and supports Visa Payment Passkey, which uses biometrics to confirm identity. Revolut's rollout means tens of millions of consumers are already enrolled when they land on a merchant's checkout page.
“Our goal is to offer flexible, secure ways to pay, and integrating the Click to Pay standard gives our customers an excellent additional option for a smooth checkout experience,” said Alex Codina, Revolut’s general manager of merchant payments.
Mathieu Altwegg, Visa’s head of product and solutions for Europe, said Click to Pay makes online commerce as quick and consistent as tapping a card in person. “By bringing Visa Click to Pay to millions of people, [Revolut is] moving the optionality of online checkouts towards a new best-in-class solution, built on the foundations that will power the next generation of digital experiences.”
The PYMNTS Intelligence report “Going Global: How Payments Optimization Can Power an International Commerce Strategy” found that 18% of shoppers pick a channel based solely on whether one-click checkout is available. Another 84% said the feature is an important factor in their choice. The same report said one-click checkout can lift authorization rates by more than 10% compared with manual card entry.
Automatic enrollment at Revolut’s scale shifts the burden from the consumer to the merchant – every Visa cardholder already has the tool active. The next test is how many merchants add the button and whether conversion data matches the 10% lift cited in the PYMNTS study. Revolut did not disclose a timeline for merchant-side adoption.
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