Latam's Stablecoin Adoption Hits 71% as Volumes Surge to $324B

Seventy-one percent of Latin American institutions now use stablecoins for cross-border payments, The Digital Chamber reported. The region's total stablecoin transaction volume reached $324 billion in 2025, an 89% jump from the prior year. That makes Latam the global leader in regional stablecoin adoption, the advocacy group said.

Regulatory shifts in three big markets are driving the move. Brazil's Virtual Assets Law gave stablecoins a formal legal framework. Bolivia removed its long-standing crypto ban. Argentina introduced exchange registration rules that made stablecoin handling more predictable for institutions. The Digital Chamber, which advocates for digital-asset innovation, said these moves opened the door for commercial use cases.

The fee differential is the practical catalyst. Mizuho found that stablecoin solutions cut cross-border payment costs to under 1%, versus the 5% to 7% that traditional intermediaries charge. The Digital Chamber estimated that if all $142 billion sent from the U.S. to Latam in 2025 traveled on stablecoin rails, savings would reach $8.9 billion.