Expensify's spend rules now cover 14 countries, letting businesses enforce card policy at the point of sale. The expansion shifts expense control from after-the-fact review to upfront rules, widening the addressable market.
Expensify expanded its corporate card spend rules to 14 countries, letting businesses set upfront controls on how each card is used, the company said Monday.
The rules enforce policy at the point of sale rather than through after-the-fact review. Admins can set maximum spend limits, restrict purchases to specific merchants or categories, and block transactions during certain hours. The feature is available in the US, UK, Ireland, Netherlands, Spain, Poland, Sweden, Denmark, Finland, Belgium, Luxembourg, Latvia, Lithuania, and Gibraltar.
“Most corporate cards treat control as a review process after the money is gone,” said Jason Mills, Chief Product Officer at Expensify. “Spend rules flip that. You define exactly how each card can be used up front, and the Expensify Card enforces it at the point of sale, with no approvals to chase and no surprises to reconcile.”
The Expensify Visa Commercial Card is issued by The Bancorp Bank in the US and by Transact Payments in the EEA and UK, the company said. Expensify counts 15 million members worldwide.
The expansion puts Expensify in a broader market for proactive spend controls, competing with products from Brex and Ramp that have grown rapidly in the US. Bringing the feature to European markets widens the addressable base for Expensify’s card product, which is bundled with its expense management software.
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