Chase closed Amazon Prime Rewards cards on both high spend and inactivity. Affected accounts had up to tens of thousands in monthly Amazon volume, often from business expenses. Points must be redeemed within 30 days.
Chase shut down a batch of Amazon Prime Rewards Visa cards this week, hitting two groups: accounts with long inactivity and accounts with unusually high monthly spend. The closures targeted the co-branded card only, leaving other Chase cards and accounts intact, according to reports in cardholder forums.
The high-spend closures caught the attention of the points community because some of the affected accounts showed tens of thousands of dollars in monthly Amazon volume, often from business expenses or group-buying arrangements – a use pattern that violates the card's personal-spend terms. The inactivity closures appear to be standard account hygiene, not part of a broader crackdown, though the two sets of closures happened around the same time.
Chase gives cardholders 30 days after a shutdown to redeem any unused points before they are forfeited. Normal cardholders – those using the card for personal Amazon purchases at typical household volumes – do not appear to be at risk.
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