
Starting Sept. 15, Amex cardholders can use Resy credits at hundreds of Tock restaurants. The move expands AXP's dining perks and could boost card usage.
American Express will let cardholders use their Resy dining credits at restaurants on the Tock reservation platform starting Sept. 15, the company said. The change adds hundreds of fine-dining venues to the Resy network, many of which were previously ineligible.
Amex bought Tock from Squarespace for $400 million in 2024. The acquisition was aimed at deepening the company's restaurant perks, a key selling point for its premium cards. Several Amex cards, including the Gold and Platinum, offer monthly or quarterly Resy credits that reset if unused. The expansion gives cardholders more places to spend those credits, especially in cities where Resy's own restaurant base is thin.
Not every Tock restaurant will qualify. Diners should check that a venue is marked "Resy Credit Eligible" before booking, Amex said. The credits require enrollment and must be used with an eligible Amex card.
The move strengthens Amex's dining benefits at a time when competition for affluent cardholders is intensifying. AlphaScala's proprietary Alpha Score for AXP is 49 out of 100, labeled Mixed, reflecting neutral sentiment on the stock. The score is based on a blend of valuation, momentum, and fundamental factors.
For Amex, the Tock integration could boost card usage and retention, though the financial impact is small relative to the company's overall revenue. The change takes effect Sept. 15.
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