Visa shares fell 0.23% after announcing stablecoin prefunding and payout capabilities on Visa Direct via Zero Hash. The integration expands stablecoin use in cross-border payments.
Visa shares fell 0.23% to $368.74 on Thursday after the company announced a stablecoin integration with Zero Hash. The decline followed midday volatility. The partnership gives qualifying Visa Direct customers the ability to prefund merchant accounts with stablecoins and send payouts directly to digital wallets.
Zero Hash handles the backend: conversion, custody, settlement, liquidity, and compliance. The company, founded in 2017, raised $104 million in a Series D-2 round led by Interactive Brokers, which valued it at $1 billion. Interactive Brokers, which holds an Alpha Score of 72 on AlphaScala, has been expanding its crypto infrastructure bets.
Zero Hash obtained MiCA licensing and Electronic Money Institution authorization in Europe in May. It has also applied for a U.S. national trust bank charter. The regulatory clearances support its cross-border stablecoin payment operations.
The Visa Direct platform already connects cards, bank accounts, and digital wallets across more than 195 countries. It processes roughly $1.7 trillion in instant payments annually. Adding stablecoin capabilities lets businesses bypass traditional banking schedules for certain international payments. Beneficiaries who choose direct stablecoin distribution get faster access to funds.
This is not Visa's first stablecoin move. The company previously launched the Visa Stablecoin Platform, which includes wallet functionality, token minting and burning, and regulatory oversight tools. It also partnered with BVNK to enable stablecoin-backed payouts. Visa competes with Mastercard and Stripe in the race to embed digital currencies into mainstream payment rails. Mastercard, with an Alpha Score of 71, has tested single-audit stablecoin compliance through a partnership with Borderless.xyz.
Visa's latest integration targets gig economy compensation, content creator payments, remittances, and commercial transactions. The company said the Zero Hash collaboration gives businesses more control over cross-border liquidity and payment timing. Shares recovered slightly from the intraday low but closed in the red.
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