SBFG Q2: NIM 3.45%-3.55%, Targets $50M-$70M Loan Growth

SB Financial Group reported second-quarter results and projected a net interest margin of 3.45% to 3.55% for the coming period, management said on the earnings call. The company set a loan growth target of $50 million to $70 million in the second half of 2026.

The call covered deposit trends, including a $40 million runoff during the quarter. Mortgage banking activity was also discussed, though specific figures were not disclosed in the summary.

The NIM guidance assumes stable short-term rates and competitive pressure on deposit costs. Loan growth in that range would mark a step up from the first half. The deposit runoff, while sizable, was described as part of normal balance sheet management.

SB Financial Group did not provide full-year EPS guidance or update its share buyback plans. The bank's next quarterly report is due in late October.