
Santander's $400 checking bonus returns for nine Northeast states through Dec. 18. The offer requires a $5,000 balance and a direct deposit, with a lower bar than the previous $500 deal.
Santander has brought back its $400 checking account bonus for customers in nine Northeast states, though the offer now carries a $5,000 balance requirement and a direct deposit condition.
The deal runs through Dec. 18, 2026. It covers account holders in New Hampshire, Massachusetts, Rhode Island, Connecticut, Delaware, New York, New Jersey, Pennsylvania, and Florida.
The $400 tier requires a lower direct deposit threshold than the previous $500 bonus Santander offered. That earlier deal required a larger deposit to qualify.
Some customers cycle through Santander's bonus offers repeatedly. The bank has run similar promotions in past years, with the current version extended multiple times since it first appeared in February 2024.
For anyone eligible in the nine-state footprint, the $400 bonus is likely the best Santander offer available in the near term. The bank has not signaled a return to the $500 level.
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