
Instamo and Hiizzy join OPDA as the UK government's home buying reform programme advances. Shared data standards remain the missing link in property transaction digitisation.
The Open Property Data Association has added mortgage automation firm Instamo and listing-stage platform Hiizzy to its membership, widening the trade body's push for shared data standards across the UK property transaction chain.
Instamo's service autofills mortgage application fields inside a lender's portal using adviser-approved client data, without requiring the lender to modify its interface. The company said the tool cuts the time lost to manual re-keying, a persistent friction point in UK mortgage origination.
Freddie Savundra, founder of Instamo, said too much time is "currently lost through duplication, manual processes and disconnected systems". OPDA membership, he added, will let Instamo collaborate with organisations working towards a data-driven property market.
Hiizzy starts earlier in the chain. Its platform captures seller disclosures, digital verification records and supporting documents at the listing stage, assembling a structured property record meant to follow the transaction. Lewis Buckley, chief executive, said the listing stage captures most property information first, making it the logical place to build transaction infrastructure that can be reused securely through the whole process.
The additions arrive as the UK government's home buying and selling reform programme advances through the Digital Property Market Steering Group, which includes the Ministry of Housing, Communities and Local Government and the Department for Business and Trade's Smart Data Council. OPDA has been a formal participant. Its chair Maria Harris gave evidence to the Levelling Up, Housing and Communities Select Committee in 2024 on improving the home buying and selling process. The association's open data standards are designed to feed directly into the legislative and regulatory framework being built.
The broader proptech market has poured investment into digitising the property transaction stack – identity verification, digital title, upfront property information packs, mortgage origination automation. Interoperability remains unresolved. Individual point solutions multiply, yet without shared data standards each handoff between a listing platform, a conveyancer and a lender still requires manual intervention. OPDA's core argument holds that agreement on standards is a prerequisite before any single tool can deliver its full efficiency gain.
For Hiizzy and Instamo, OPDA membership offers two practical benefits: a standards framework that makes their data outputs recognisable to other participants in the chain, and a seat in a trade body that has government engagement. Both are early-stage companies. Neither disclosed revenue, customer numbers or transaction volumes in the membership announcement.
Whether the government's reform programme produces binding interoperability requirements remains open. Whether OPDA's standards achieve the network adoption needed to push the industry beyond early adopters is the next test.
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