Indian bank branches close four days next week for regional holidays including Ratha Yatra and Harela. Online banking, UPI, and NEFT remain available. Check the RBI holiday calendar.
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Bank branches across India will shut for four days between July 13 and July 19, 2026, as regional holidays and a Sunday close the calendar. The closures affect both public-sector lenders like State Bank of India and private banks such as HDFC Bank.
July 16 sees closures in Bhubaneswar, Dehradun, and Imphal for Ratha Yatra and Harela. July 17 branches in Shillong close for the Death Anniversary of U Tirot Singh. July 18 branches in Gangtok shut for Drukpa Tshe-zi. July 19 is a Sunday, so all branches nationwide remain closed.
The Reserve Bank of India lists 12 holidays in July under the Negotiable Instruments Act and Banks' Closing of Accounts. Branches also close on all second and fourth Saturdays plus every Sunday. This month, that means closures on July 5, 11, 12, 19, 25, and 26.
Online banking, UPI, NEFT, and RTGS continue to operate during branch closures. Customers can use bank apps for payments and transfers. Credit and debit cards, ATM services, and account maintenance forms remain available.
The RBI holiday calendar applies to all scheduled and non-scheduled banks. Customers should check with local branches for state-specific applicability.
For more on how these closures affect trading and settlement cycles, see our market analysis.
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