
EPFO allows members to add nominees online via e-nomination. Only Aadhaar-verified UAN holders are eligible. Step-by-step guide inside.
The Employees' Provident Fund Organisation (EPFO) now lets members add a nominee to their EPF and voluntary provident fund (VPF) accounts online. The process, called e-nomination, saves a trip to the regional office.
Only members with an Aadhaar-verified Universal Account Number (UAN) can use the online facility. The login is UAN-based. After logging in, the member enters their Aadhaar number and clicks verify. An OTP arrives on the Aadhaar-linked mobile number. That OTP completes the e-sign and submits the nomination.
A separate nomination must be filed for the Provident Fund account and the Employees' Pension Scheme (EPS) account. The EPF Scheme, 1952 defines "family" as the spouse, children, dependent parents, and the spouse's parents.
If a member has no family at the time of nomination, they can name any person or persons. If they later acquire a family – through marriage or having children – that earlier nomination becomes invalid. The member must then file a fresh nomination in favour of one or more family members, as per Para 61(4) of the EPF Scheme.
For unmarried members or those without a living spouse or eligible child, the EPS, 1995 allows a nomination in favour of any person. That means an unmarried member can nominate a sibling for both PF and pension benefits.
For those who prefer paper, the offline route requires filling and submitting Form No. 2 to the EPFO office. That form covers family and nomination details for EPF, EPS, and the Employee's Deposit Link Insurance (EDLI).
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