
Heritage Community Credit Union offers up to $500 for new checking accounts with direct deposits of $5,000 or more within 90 days. No monthly fees.
Heritage Community Credit Union is offering a bonus of up to $500 for new checking account holders. The bonus is tiered based on the deposit amount and direct deposit activity.
To qualify for the full $500, members must open a new checking account and set up direct deposits totaling at least $5,000 within 90 days of account opening. A smaller bonus of $200 is available for direct deposits of $2,500 to $4,999.99 within the same period.
The credit union requires a minimum opening deposit of $25. The account carries no monthly maintenance fee, and there is no minimum balance requirement after the initial deposit.
Existing Heritage Community Credit Union members are not eligible. The offer is available to new members only. Funds must remain in the account for at least 60 days after the bonus is credited, or the credit union may claw back the bonus.
The promotion runs through Dec. 31, 2026. Bonuses are taxable as interest income and will be reported on IRS Form 1099-INT.
Drafted by a large language model from the source reporting linked above, then screened by automated publishing checks. It is not read by a journalist before publication. Some articles cite our Alpha Score. Verify prices and figures against the original source. Educational coverage, not personalized advice.