
$250 bonus with $500 direct deposit. No monthly fees. Promo code FL250. Open to residents of several Florida Gulf Coast counties.
Florida West Coast Credit Union is offering a $250 cash bonus to new members who open a checking account and meet a few simple requirements. The offer is available to anyone who lives, works, worships, or attends school in the credit union's service area, which covers several counties along Florida's Gulf Coast.
To qualify, you need to open a new Free Checking account with at least $25. Then set up direct deposit of at least $500 within 60 days of account opening. The bonus posts within 60 days after you meet the conditions.
The credit union also requires you to use a promo code when applying. The code is FL250. You can find the full terms on their website.
This is a straightforward bonus for anyone already in the credit union's field of membership. The $500 direct deposit threshold is lower than many competing offers, which often require $1,000 or more. And the $25 opening deposit is minimal.
One catch: the bonus is taxable. Florida West Coast will issue a 1099-INT for the $250, so factor that into your net calculation.
The offer runs through Dec. 31, 2025, or while funds last. No word on whether the credit union plans to extend it into 2026.
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