EPFO: Step-by-step guide to updating KYC on the official portal

To add a new document, click on 'Add KYC Document'. You will see a dropdown menu with document types – choose the one you need to update, such as Aadhaar, PAN, or bank account details. Enter the required information and upload a scanned copy of the document. The file should be clear and within the size limits specified on the portal.

After uploading, click 'Save' and then 'Submit'. The employer or the EPFO will then verify the document. You can track the status under the 'Track Your Request' section.

For Aadhaar seeding, the process is slightly different. You can do it through the Umang app by selecting the EPFO service and choosing 'Aadhaar Seeding'. Enter your UAN and the last six digits of your Aadhaar. An OTP will be sent to the mobile number linked to your Aadhaar. Once verified, the seeding request is sent to the employer for approval.

The EPFO also requires a mandatory nomination to be filed. This can only be completed on the portal after the KYC is processed. To file a nomination, log in to the member portal, go to 'Manage' and select 'Nomination'. Fill in the details of your nominee and submit.

The Finance Ministry has reportedly ratified the EPFO's suggestion of an 8.25% interest rate for EPF and VPF contributions for the current financial year (FY2025-26), according to PTI. The interest credits were expected to be completed by July 15. This is the third consecutive year that subscribers receive 8.25% on their provident fund savings.