EPFO Interest Credit: Check Balance & 8.25% FY26 Credit

The Employees' Provident Fund Organisation set the EPF interest rate at 8.25% for the 2025-26 fiscal year. Employees can verify the credit by pulling up their passbook on the EPFO Unified Member Portal. The latest entry will read “interest updated up to 31/03/2026” if the credit has gone through.

To check, log in and open the passbook. If that line is missing, the interest has not yet been applied. Contact the employer first – they are required to deposit both employee and employer contributions within 15 days of each salary month’s end. Monthly deposits can be tracked through the EPFO portal or the UMANG app.

When deductions appear in the salary slip but not in the EPF account, the employer should be the first point of contact. If the issue is not resolved, file a complaint through the EPFiGMS grievance portal. The EPFO helpdesk also accepts calls at 14470 and emails at employeefeedback@epfindia.gov.in. Contact details and hours are subject to change, so check the official EPFO website before reaching out.

Regular passbook review catches missing contributions early. It confirms that the full 8.25% interest applies to the correct balance and that employer contributions match the mandated rate.