Empire Asset Finance closed its first institutional warehouse credit facility with Bank OZK, providing scalable funding for equipment leases and loans across the U.S. and Canada.
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Empire Asset Finance closed its first institutional warehouse credit facility with Bank OZK, the company said July 17. The financing will support equipment leases, loans, and sale-leaseback transactions for middle-market companies across the United States and Canada.
“Closing our first institutional warehouse facility is an important milestone in the evolution of Empire,” said Rick Rockhold, chief executive officer of Empire. “As origination volume grows, having access to efficient, scalable funding lets us offer competitive pricing while keeping the speed and certainty of execution our clients expect.”
Mike Miroshnikov, chief operating officer and chief credit officer of Empire, said the firm was deliberate in choosing its first warehouse partner. “Bank OZK stood out because of its experience, responsiveness, and relationship-oriented approach,” he said. “This facility positions us for disciplined, long-term growth.”
Matt Conley, director of the lender finance group at Bank OZK, said the bank was pleased to provide the credit facility. “Empire has assembled an experienced management team with a clear long-term vision and strong sponsor backing,” he said.
Bank OZK (Nasdaq: OZK) is a regional bank that operates 268 offices in nine states. It reported $41.7 billion in total assets as of March 31, 2026.
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