Crypto Tax Software for Germany: Blockpit, Divly, Waltio, Coinpanda Compared

Anyone holding crypto-assets in Germany needs a complete record of every transaction for their tax return: date, time, type of event, quantity, the euro rate at the moment of the trade and the platform. Doing that by hand becomes barely feasible beyond a few hundred entries. That is precisely why tax software for crypto-assets exists, and why it is worth looking at what these programs cost.

This article is not a test. We did not create user accounts and we did not generate any tax reports. What follows is a comparison of prices and features based on the public pricing pages. cryptoticker.io compiled this survey itself on August 14, 2026.

The pricing logic is the same at all four providers surveyed, even where the tariffs carry different names. You pay according to the number of transactions in the relevant tax year; neither the value of the portfolio nor the number of connected exchanges plays any part. Blockpit states this explicitly on its pricing page.

That has an uncomfortable consequence for anyone who moves a lot. Someone holding 800 euros in Bitcoin who buys more each month lands in the cheapest tariff with twelve entries. Someone actively reallocating the same money, collecting staking rewards and running DeFi positions reaches four-figure transaction counts and pays a multiple of it.

A second difference costs more money over time than the tariff level itself: some providers sell a one-off purchase per tax year, others an annual subscription. With a one-off purchase you pay only for the years in which you actually have something to declare; a subscription keeps running until you cancel.

Blockpit sells the tax report as a one-off purchase per tax year. The scale on the German pricing page runs to five levels: Small with 50 transactions for 49 euros, Medium with 1,000 transactions for 99 euros, Large with 3,000 transactions for 149 euros, X-Large with 10,000 transactions for 229 euros and XX-Large for anything above that at 549 euros.

Portfolio tracking itself is free to use; payment falls due only when the report for a tax year is to be generated. Two add-ons are not included in the base price: Blockpit Plus costs 3.99 euros a month, is billed as an annual subscription at 47.90 euros and renews automatically according to the pricing page. Proof of the origin of funds, with which you can demonstrate to banks and exchanges where your holdings came from, costs 19.99 euros per credit.

Relevant for German users: on its pricing page, Blockpit names the official rules issued by the German Federal Ministry of Finance as its basis and lists Germany in the group of ten countries for which tax optimisation and official tax forms are available; overall the provider speaks of tax reports for more than 100 countries. On top of that comes a CSV export for common tax programs such as WISO Steuer.

Divly likewise bills once per tax year and advertises that you pay only for the years in which you have to declare. Four tiers appear on the German pricing page: Free for 0 euros, Essentials for 39 euros, Expert-Check for 99 euros and Rundum-sorglos for 599 euros.

The three paid tiers are themselves graduated by transaction volume, in the brackets up to 100, up to 1,000, up to 10,000 and up to 100,000 transactions in the tax year. The price quoted is therefore the entry price for the tier and not the final price for every volume. Portfolio tracking remains free regardless of the transaction count.

Waltio works with a subscription. The German pricing page lists five tiers along with the associated annual transaction limit: Free for 0 euros without tax-relevant transactions, Lite for 39 euros with 50 transactions, Starter for 99 euros with up to 1,000 transactions, Smart for 249 euros with 10,000 transactions and Unlimited for 999 euros.

What is interesting about Waltio is less the price than the distribution of features across the tiers. DeFi tracking and automatic profit and loss calculation are absent from the lower tariffs, and guidance on the tax return begins only at the middle tier. Proof of the origin of funds and support during a tax audit are available in the most expensive tariff alone. For the German market, Waltio maintains its own ELSTER guide.

Coinpanda stands out on two counts. First, the provider bills in US dollars: Hodler costs $79 a year for 100 transactions, Trader $149 for 1,000, Pro $249 for 3,000 and Satoshi $389 for 20,000 transactions. Anyone going beyond that tops up the limit at $0.69 per additional 100 transactions. According to the pricing page, the transactions of the preceding calendar year are the ones counted.

Second, and this weighs more heavily for German investors: in its frequently asked questions, Coinpanda states that it supports all countries permitting FIFO, LIFO or ACB as the method for determining acquisition costs. Beyond that, the provider names eight countries with dedicated, specific support: the United States, Canada, Australia, the United Kingdom, France, Italy, Ireland and Japan, plus more than 60 others in general form. Germany does not appear on that list.

Since Germany permits FIFO, it falls under the general support. On the page surveyed, however, the provider does not promise a form tailored to the German Annex SO. That is a question of fit rather than a defect in the program. Anyone expecting the finished German form should ask the provider about this point before buying.