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Creditspring Surpasses £1 Billion in No-Interest Loan Disbursements
Creditspring, the FCA-regulated lender, said it has lent over £1 billion through its subscription model, with membership topping 400,000 and monthly disbursements doubling.
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Creditspring, the London-based subscription lender, said it has now lent more than £1 billion to its members since its 2016 launch. The FCA-regulated company offers two no-interest loans per year in exchange for a fixed monthly fee, a model that avoids the interest charges and late penalties common to traditional credit products.
Growth has accelerated over the past twelve months. By the end of 2025, Creditspring had issued roughly £715 million and counted 350,000 active members. The company said membership has since topped 400,000, with monthly disbursement volumes more than doubling year-over-year. The pace reflects rising demand for alternatives to high-APR credit cards and payday loans as British households continue to face cost-of-living pressures.