Community Bank & Trust $425 Checking Bonus: Requirements and Fine Print

Community Bank & Trust is offering a $425 cash bonus for new checking account customers. The offer requires a direct deposit of at least $500 within 90 days of account opening. The bonus posts within 60 days after the direct deposit requirement is met.

The account carries no monthly maintenance fee if the customer maintains a $500 minimum daily balance or sets up a recurring direct deposit of at least $100 per month. Without either condition, the monthly fee is $12.

Early account closure within 180 days triggers a $25 fee and forfeiture of the bonus. The offer is available to new customers only; existing account holders and those who have closed a Community Bank & Trust checking account within the past 12 months do not qualify.

The bank requires a $50 minimum opening deposit. Customers can apply online or at any branch location. The offer expires Dec. 31, 2025.