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Citizens Bank $400/$500 Bonus: Deposit Competition Heats Up
Citizens Bank revived a $500 in-branch checking bonus, the third time since January. The offer signals regional banks are competing harder for deposits.
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Citizens Bank has revived a $500 checking account bonus for in-branch sign-ups, the third time the offer has appeared since January, according to the personal finance blog Doctor of Credit. A $400 online bonus is also available.
The One Deposit checking account requires a single deposit per statement period to waive the $9.99 monthly fee. Online statements are mandatory to avoid a $3 fee. There is no early account termination fee.
The repeated offers suggest Citizens is competing aggressively for deposits, a trend seen across regional banks as customers seek higher yields. The bonus runs through March 31, 2026.
How this story was producedLast reviewed Jul 10, 2026
Drafted by a large language model from the source reporting linked above, then screened by automated publishing checks. It is not read by a journalist before publication. Some articles cite our Alpha Score. Verify prices and figures against the original source. Educational coverage, not personalized advice.
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