CBDC ban rides housing bill into Trump's 10-day deadline

The CBDC clause has moved alongside broader digital asset debates. The bill passed the Senate 85-5 and the House 358-32, giving it strong bipartisan support before reaching Trump.

Trump has linked the housing bill to the SAVE America Act, a voting measure requiring proof of U.S. citizenship for voter registration. He canceled a planned signing ceremony last week and said Republicans should focus on the election bill first. That position has frustrated some Republicans who want to campaign on housing affordability before the November midterms. Senator Bill Cassidy called it "irresponsible" to delay the housing bill over the SAVE Act, saying relief for high housing costs should start quickly.

Trump also questioned parts of the housing package because Democrats supported it. He said the bill was bipartisan and added that Democrats were getting items he would not necessarily accept, according to reports.

The housing fight comes as the Senate calendar also weighs on crypto legislation. The Senate adjourned until July 13, leaving less floor time to move the CLARITY Act before the August break. That bill, which has cleared the House and the Senate Banking Committee, includes anti-CBDC language that would bar the Fed from issuing a retail digital dollar without clear congressional approval.

Trump has until roughly July 6 to sign or veto the housing bill, or let it become law by default.