Bandhan Small Cap Fund leads 5-year SIP returns with 22% XIRR

The data, shared on X by Padmanaban, covers a five-year period starting 9 August 2021. Every scheme in the list produced positive returns. The gap between the top and bottom performer was about ₹2.23 lakh on the same ₹6 lakh outlay.

Padmanaban said the numbers “may offer some interesting insights and a different perspective” and urged investors to conduct their own due diligence based on goals, risk appetite and investment horizon.

Small-cap funds carry higher volatility than large-cap peers, and past SIP returns do not guarantee future performance. The analysis reflects a specific five-year window and may not repeat.