Alinma Bank Q2 2026: Analysts See Profit Growth on Lending

Analysts expect Alinma Bank to report higher net profit for the second quarter of 2026, driven by continued lending growth and stable margins, according to a compilation by Argaam.

Consensus estimates from three analysts project net profit of SAR 1.47 billion for the April-June period, up from SAR 1.34 billion a year earlier. The range of forecasts runs from SAR 1.43 billion to SAR 1.52 billion.

Loan growth remains the primary driver. Alinma's financing portfolio expanded 18% year-over-year in the first quarter, and analysts expect a similar pace in Q2. Deposit growth has kept pace, supporting the bank's net interest margin.

Non-interest income is expected to contribute roughly SAR 320 million, up modestly from the prior year, as fee-based revenue from the bank's digital banking and corporate advisory segments continues to rise.

Asset quality is not flagged as a concern. Non-performing loan ratios have held steady near 1.5%, and coverage remains above 150%.

The bank reports on July 15.