₹9,330 crore unclaimed in EPF accounts, how to claim your money

Balances continue to earn interest until the member reaches 58 years of age.

Workers currently employed at an establishment covered under the EPF & MP Act, 1952 can transfer the balance from an inactive account to their active EPF account through the online or offline process. Retired members can submit a claim to withdraw the accumulated amount.

Karandlaje quoted directly: "The benefits are paid out of the fund when a member/family becomes eligible. There is no time limit on filing a claim for getting due benefits. Pension/withdrawal benefit under EPS is released along with due arrears, whenever claims are received and settled."

She also clarified that the Employees' Pension Scheme, 2026 operates as a pooled pension fund. Employer contributions and the central government's share are credited to a common fund. Pension or withdrawal benefits are released with arrears whenever claims are processed.