Zions Bancorp Q2 Earnings Due Monday After the Close

Zions Bancorporation (ZION) reports second-quarter 2026 earnings after the close on Monday, July 20. Analysts expect earnings per share of $1.57, down 3.7% from a year earlier, on revenue of $876.5 million, up 4.6%.

Over the last two years, the bank has beaten earnings estimates in seven of eight quarters, according to Seeking Alpha. The consensus revenue estimate implies net interest income held up better than some regional peers, though the EPS decline reflects higher provision costs and a flatter yield curve.

The report lands after a mixed quarter for regional banks. Zions, with its heavy exposure to commercial real estate in the West, has drawn more analyst attention on credit quality than on margin compression. The stock is up about 6% year to date, trailing the broader bank index.