Toss Targets Money 3.0 With Proprietary Blockchain Plans

South Korean financial super app Toss is currently evaluating the development of a proprietary blockchain network and a native digital token. The move is part of the company’s broader 'Money 3.0' strategy, which focuses on integrating stablecoin technology into its existing financial ecosystem.

Internal discussions are centered on whether to build a custom Layer 1 blockchain or leverage a Layer 2 scaling solution to support these new digital asset services. By pursuing its own infrastructure, Toss aims to facilitate its stablecoin push while navigating the evolving regulatory landscape in South Korea.

These deliberations arrive as Seoul authorities prepare to finalize a comprehensive digital asset framework. The forthcoming legislation is expected to impose stringent compliance requirements on all domestic crypto-related operations. Toss’s strategic pivot suggests an effort to align its future product roadmap with the government’s tightening oversight of the local virtual asset market. While the company has not yet committed to a specific technical architecture, the initiative marks a significant expansion into blockchain-based financial services for the platform.