Mercury's AI Command Aims to Turn Banking Into a Partner

Mercury launched a conversational AI interface called Command that lets users manage their finances by typing or speaking natural-language requests. The feature, rolled out Tuesday to all business and personal customers, can check cash balances, change auto-transfer rules, categorize transactions, and send invoices – all after the user confirms each action, the company said in a press release.

“The future of banking is an account that helps you run your business,” Mercury Co-Founder and CEO Immad Akhund said. “Founders today are running their companies with remarkable tools and then logging into a bank account that acts like a passive vault. Command is what it looks like when your account finally becomes a partner.”

Mercury is a fintech that offers banking services through Choice Financial Group and Column N.A., both FDIC members. Its platform already handles cards, invoicing, bill pay, and spend management. That breadth gives Command the context to ground its answers in real account data, the company said. The AI only sees what each user is authorized to access and requires explicit confirmation before executing any action.