EWBC lifts 2026 NII target to 7-9%, loan growth to 6-8%

East West Bancorp raised its full-year 2026 loan and net interest income guidance after a second quarter that delivered record NII and fees. The bank now expects NII growth of 7% to 9% for the year, up from its prior outlook. Loan growth is seen at 6% to 8%.

Management discussed the margin outlook and deposit trends on the earnings call. Executives also addressed credit quality and the bank's capital position.

The guidance revision follows a quarter where NII and fee income both hit new highs.

East West Bancorp's Alpha Score of 64/100 places it in the Moderate category, balancing valuation and momentum risk. The bank issued its updated guidance alongside its Q2 earnings report.